Open Financial was built for the people the banks overlook — the self-employed, the newcomers, the investors caught in a shifting market.
The Canadian mortgage market has rules. Strict ones. And for a lot of hardworking people, those rules don't tell the whole story. Open Financial exists to bridge that gap — connecting borrowers with a network of alternative lenders who look beyond the standard checklist.
Pre-construction condo buyers face a unique challenge: they signed years ago at a higher market, and now they're closing into a different one. When the appraisal comes in low and the bank says no, many buyers feel like they have nowhere to turn. We built Open Financial to be that place.

Principal Broker · Agent Level 2 · Broker License #M10002478
Open Financial | FSRA Mortgage Brokerage License #13362
325 Front Street W. 2nd Floor, Toronto ON M5V 2Y1
Marcel has been helping Canadians navigate complex mortgage situations for over a decade. His deep relationships with alternative lenders and credit unions means he can find solutions where others see dead ends.
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