Everything you need to know about pre-construction condo closings and how we can help.
When you bought your preconstruction condo, the market was higher. Now that you're closing, the bank appraises it at today's lower value — and will only lend based on that. If the appraisal gap is too large and you don't have the extra cash, you may not be able to close.
Yes — this is exactly who we help. Traditional banks have strict debt ratio rules. Alternative lenders, credit unions, and private lenders have more flexibility. We have access to over 50 lenders and know which ones will look at your file.
We're an independent mortgage brokerage, not a bank. We work for you, not the lender. That means we shop your file across 50+ lenders to find the best fit — including ones banks would never refer you to.
Our initial assessment is completely free. If we find a solution that works for you, broker fees may apply depending on the lender — we'll always be upfront about this before you commit to anything.
A licensed broker will review your file and reach out within one business day. If you submit after hours, we'll contact you the next morning.
Yes. All information is encrypted and handled in accordance with Canadian privacy law (PIPEDA). We never sell or share your data.
Contact us immediately at 647-558-2300. We have experience with urgent closings and will prioritize your file.
Still have questions?
Call us at 647-558-2300 or start your free assessment below.